£30,000 After Tax (2026/27)

A £30,000 salary is £2,500.00 a month before deductions. After income tax of £290.50 and National Insurance of £116.20 a month in 2026/27, £2,093.30 a month is left, with no pension or student loan taken. A pension of 5% of qualifying earnings (£6,240 to £50,270), relief at source, on £30,000 brings the monthly figure to £2,014.10, and in Scotland, with no pension, the same pay leaves £2,096.21 a month.

On £30,000 in 2026/27 the income tax is £3,486.00 a year, or £290.50 a month. The first £12,570 is covered by the personal allowance, and the remaining £17,430 is taxed at 20%. National Insurance adds £1,394.40, so tax and National Insurance on £30,000 come to £4,880.40, an effective rate of 16.27%.

Over 52 weeks of 37.5 hours, a £30,000 salary works out at £15.38 an hour before tax. After income tax and National Insurance for 2026/27, £12.88 an hour is left, or £96.61 for each of 5 working days a week. A week's pay on £30,000 is £576.92 before deductions and £483.07 after them.

With the Scottish income tax bands for 2026/27, a £30,000 salary leaves £25,154.53 a year, or £2,096.21 a month, after £3,451.07 of income tax. The top slice of £30,000 falls in the Scottish intermediate rate band at 21%. National Insurance of £1,394.40 is the same across the UK, because Scotland sets its own income tax but not National Insurance. That is £34.93 more than in England, Wales or Northern Ireland, where £30,000 leaves £25,119.60.

Outside Scotland nothing changes: on £30,000 the take home is £25,119.60 in both 2025/26 and 2026/27, because the personal allowance, the tax bands and the National Insurance thresholds for England, Wales and Northern Ireland are the same in both years. In Scotland the take home on £30,000 is £25,154.53, which is £31.75 more than the £25,122.78 the 2025/26 rates gave because the Scottish starter rate and basic rate bands are wider in 2026/27.